Duluth and Gwinnett County Bankuptcy lawyer

404.791.4449

Duluth and Gwinnett County Bankuptcy lawyer

Call The Cornwell Law Firm for Bankruptcy Advice

 

Many thousands of American citizens are in financial difficulty. A percentage of those people find they are in debt due to the recent decline in the US economy. If you are one of these people, rest assured, you are by no means unique. Many people are finding it difficult to meet their monthly mortgage repayments because they have lost their job. Newly-divorced individuals face an uphill financial struggle and a number of people who have been injured in accidents are unable to pay their medical bills. Everyone's situation is different, but the team at the Cornwell Law Firm are here to help and offer advice to those who reside in Loganville and surrounding areas.

 

Many detest the word bankruptcy, but Chapter 13 and Chapter 7 bankruptcies play an important role in everyday life. For instance, bankruptcy can prevent creditors from bothering you and help to fight foreclosure. Book an appointment to chat with me and I will explain how the bankruptcy process works. I will tell you about any bankruptcy exemptions that may be applicable and detail the benefits of filing for bankruptcy. People who declare themselves bankrupt free themselves from certain debts. I appreciate that everyone who reads this article will not be prepared to file for bankruptcy; some debt laden individuals may prefer to consider the alternatives.

 

I am an experienced bankruptcy lawyer. I am the founder of the Cornwell Law Firm that serves the people of Loganville GA. I will respect your wishes and I will furnish you with the information needed to help you make an informed decision. In certain cases, for personal or practical reasons, bankruptcy may not be an option. However, I am happy to discuss other ways to relieve debt, including debt settlement or debt negotiation. Many creditors are unwilling to enter into negotiations with the debtors themselves; however, they soon change their mind when they realize the person has hired an attorney.

 

The Cornwell Law Firm has dealt with thousands of bankruptcies

 

I have helped thousands of individuals in Loganville and surrounding regions to file for a Chapter 13 or Chapter 7 bankruptcy. My extensive experience and knowledge helps me to assess each case accurately and quickly. After meeting with a client for the first time I will know how to resolve their debt problem. In general, clients that seek debt advice feel a weight has been lifted from their shoulders. Debt laden individuals who understand the bankruptcy process can regain control of their lives. If your current financial situation is overwhelming or confusing you, I am on hand to offer support and guidance.

 

Chapter 13 and Chapter 7 bankruptcies differ. Many people file for a Chapter 7 bankruptcy because it enables debtors to discharge themselves of unsecured debt. Past taxes, medical bills, personal loans and credit card debt are all classed as unsecured debt.

 

However, some people do not qualify for a Chapter 7 bankruptcy. Individuals with a large regular monthly income may be forced to file for bankruptcy under Chapter 13. This means the debtor repays all or a proportion of their debt over a period of three to five years. You will need to know what type of bankruptcy you qualify for, so you will have to undergo the bankruptcy means test. I am an expert and compassionate attorney and I will help you to do this.

 

Life after Filing for Bankruptcy

 

Many people in Loganville have repossession, foreclosure or charge-off on their credit report. If you are declared bankrupt it will remain on your report for a few years. However, the team at the Cornwell Law Firm know potential lenders look kindly on people who rebuild their credit after filing for bankruptcy. Debtors who file for bankruptcy should aim to rebuild their credit after they are discharged from bankruptcy.

 

Now, many people think it is impossible to rebuild their credit, but this is untrue. So, don't try to avoid bankruptcy because you fear it will ruin your credit. Work hard and you can re-establish your credit. Many of my clients have already regained their right to credit. I am here to answer all queries and I can tell you how to rebuild your credit two or three years after being discharged from bankruptcy. Contact me and I will explain the situation in full.

 

If you are considering bankruptcy the team at the Cornwell Law Firm can help. If you feel it is time to take a step towards financial freedom you should call me today. I, Keith Cornwell, will offer you, your first consultation free of charge. If you reside in Loganville or surrounding areas I look forward to meeting you. You may have a problem, but I will find the answer.